/*! tailwindcss v4.2.1 | MIT License | https://tailwindcss.com */
@layer theme{:root,:host{--font-sans:ui-sans-serif, system-ui, sans-serif, "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Noto Color Emoji";--font-mono:ui-monospace, SFMono-Regular, Menlo, Monaco, Consolas, "Liberation Mono", "Courier New", monospace;--spacing:.25rem;--default-transition-duration:.15s;--default-transition-timing-function:cubic-bezier(.4, 0, .2, 1);--default-font-family:var(--font-sans);--default-mono-font-family:var(--font-mono)}}@layer base{*,:after,:before,::backdrop{box-sizing:border-box;border:0 solid;margin:0;padding:0}::file-selector-button{box-sizing:border-box;border:0 solid;margin:0;padding:0}html,:host{-webkit-text-size-adjust:100%;tab-size:4;line-height:1.5;font-family:var(--default-font-family,ui-sans-serif, system-ui, sans-serif, "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Noto Color Emoji");font-feature-settings:var(--default-font-feature-settings,normal);font-variation-settings:var(--default-font-variation-settings,normal);-webkit-tap-highlight-color:transparent}hr{height:0;color:inherit;border-top-width:1px}abbr:where([title]){-webkit-text-decoration:underline dotted;text-decoration:underline dotted}h1,h2,h3,h4,h5,h6{font-size:inherit;font-weight:inherit}a{color:inherit;-webkit-text-decoration:inherit;-webkit-text-decoration:inherit;-webkit-text-decoration:inherit;-webkit-text-decoration:inherit;text-decoration:inherit}b,strong{font-weight:bolder}code,kbd,samp,pre{font-family:var(--default-mono-font-family,ui-monospace, SFMono-Regular, Menlo, Monaco, Consolas, "Liberation Mono", "Courier New", monospace);font-feature-settings:var(--default-mono-font-feature-settings,normal);font-variation-settings:var(--default-mono-font-variation-settings,normal);font-size:1em}small{font-size:80%}sub,sup{vertical-align:baseline;font-size:75%;line-height:0;position:relative}sub{bottom:-.25em}sup{top:-.5em}table{text-indent:0;border-color:inherit;border-collapse:collapse}:-moz-focusring{outline:auto}progress{vertical-align:baseline}summary{display:list-item}ol,ul,menu{list-style:none}img,svg,video,canvas,audio,iframe,embed,object{vertical-align:middle;display:block}img,video{max-width:100%;height:auto}button,input,select,optgroup,textarea{font:inherit;font-feature-settings:inherit;font-variation-settings:inherit;letter-spacing:inherit;color:inherit;opacity:1;background-color:#0000;border-radius:0}::file-selector-button{font:inherit;font-feature-settings:inherit;font-variation-settings:inherit;letter-spacing:inherit;color:inherit;opacity:1;background-color:#0000;border-radius:0}:where(select:is([multiple],[size])) optgroup{font-weight:bolder}:where(select:is([multiple],[size])) optgroup option{padding-inline-start:20px}::file-selector-button{margin-inline-end:4px}::placeholder{opacity:1}@supports (not ((-webkit-appearance:-apple-pay-button))) or (contain-intrinsic-size:1px){::placeholder{color:currentColor}@supports (color:color-mix(in lab, red, red)){::placeholder{color:color-mix(in oklab, currentcolor 50%, transparent)}}}textarea{resize:vertical}::-webkit-search-decoration{-webkit-appearance:none}::-webkit-date-and-time-value{min-height:1lh;text-align:inherit}::-webkit-datetime-edit{display:inline-flex}::-webkit-datetime-edit-fields-wrapper{padding:0}::-webkit-datetime-edit{padding-block:0}::-webkit-datetime-edit-year-field{padding-block:0}::-webkit-datetime-edit-month-field{padding-block:0}::-webkit-datetime-edit-day-field{padding-block:0}::-webkit-datetime-edit-hour-field{padding-block:0}::-webkit-datetime-edit-minute-field{padding-block:0}::-webkit-datetime-edit-second-field{padding-block:0}::-webkit-datetime-edit-millisecond-field{padding-block:0}::-webkit-datetime-edit-meridiem-field{padding-block:0}::-webkit-calendar-picker-indicator{line-height:1}:-moz-ui-invalid{box-shadow:none}button,input:where([type=button],[type=reset],[type=submit]){appearance:button}::file-selector-button{appearance:button}::-webkit-inner-spin-button{height:auto}::-webkit-outer-spin-button{height:auto}[hidden]:where(:not([hidden=until-found])){display:none!important}}@layer components;@layer utilities{.visible{visibility:visible}.absolute{position:absolute}.fixed{position:fixed}.relative{position:relative}.start{inset-inline-start:var(--spacing)}.contents{display:contents}.table{display:table}.antialiased{-webkit-font-smoothing:antialiased;-moz-osx-font-smoothing:grayscale}.transition{transition-property:color,background-color,border-color,outline-color,text-decoration-color,fill,stroke,--tw-gradient-from,--tw-gradient-via,--tw-gradient-to,opacity,box-shadow,transform,translate,scale,rotate,filter,-webkit-backdrop-filter,backdrop-filter,display,content-visibility,overlay,pointer-events;transition-timing-function:var(--tw-ease,var(--default-transition-timing-function));transition-duration:var(--tw-duration,var(--default-transition-duration))}}:root{--navy:#061f42;--navy-2:#0b3266;--blue:#1f5e9c;--ice:#eaf1f7;--paper:#f7f5f0;--white:#fff;--ink:#10233d;--muted:#627086;--line:#d8e0e8}*{box-sizing:border-box}html{scroll-behavior:smooth}.anchor-target{scroll-margin-top:24px}body{background:var(--paper);color:var(--ink);font-family:var(--font-geist-sans), Arial, Helvetica, sans-serif;margin:0}a{color:inherit;text-decoration:none}.skip-link{z-index:100;background:var(--navy);color:#fff;padding:12px 16px;font-size:13px;font-weight:700;transition:top .2s;position:fixed;top:-80px;left:16px}.skip-link:focus{top:16px}a:focus-visible,button:focus-visible,summary:focus-visible{outline-offset:4px;outline:3px solid #72aee6}.site-header{border-bottom:1px solid #061f4224;grid-template-columns:1fr auto 1fr;align-items:center;gap:30px;width:min(1380px,100% - 48px);min-height:90px;margin:0 auto;display:grid}.brand{align-items:center;gap:13px;width:fit-content;display:inline-flex}.brand-mark{border-radius:50%}.brand span{letter-spacing:.18em;flex-direction:column;display:flex}.brand strong{letter-spacing:.11em;font-family:Georgia,serif;font-size:18px}.brand small{color:var(--blue);margin-top:2px;font-size:10px;font-weight:700}nav{gap:26px;font-size:13px;font-weight:600;display:flex}nav a{padding:35px 0;position:relative}nav a:after{content:"";background:var(--blue);height:1px;transition:right .2s;position:absolute;bottom:26px;left:0;right:100%}nav a:hover:after,nav a:focus-visible:after{right:0}.header-cta{border-bottom:1px solid var(--navy);letter-spacing:.08em;text-transform:uppercase;justify-self:end;padding:8px 0;font-size:12px;font-weight:700}.hero{grid-template-columns:1.08fr .92fr;align-items:center;gap:clamp(40px,7vw,110px);width:min(1380px,100% - 48px);min-height:720px;margin:0 auto;padding:70px 0 78px;display:grid}.eyebrow{color:var(--blue);letter-spacing:.19em;text-transform:uppercase;margin:0 0 22px;font-size:11px;font-weight:800}.eyebrow.light{color:#a9c6e5}h1,h2,blockquote{font-family:Georgia,Times New Roman,serif;font-weight:400}h1{letter-spacing:-.045em;max-width:760px;margin:0;font-size:clamp(52px,6.2vw,92px);line-height:.98}.hero-lede{max-width:680px;color:var(--muted);margin:30px 0 0;font-size:18px;line-height:1.72}.hero-actions{align-items:center;gap:30px;margin-top:38px;display:flex}.button{letter-spacing:.07em;text-transform:uppercase;justify-content:center;align-items:center;min-height:52px;padding:0 24px;font-size:12px;font-weight:800;transition:transform .2s,background .2s;display:inline-flex}.button:hover{transform:translateY(-2px)}.button-primary{background:var(--navy);color:#fff}.text-link{border-bottom:1px solid #8a9aab;padding:8px 0;font-size:13px;font-weight:700}.text-link span{color:var(--blue);margin-left:8px}.confidentiality{color:#7e8996;letter-spacing:.07em;text-transform:uppercase;margin-top:28px;font-size:12px}.portrait-wrap{justify-self:end;width:min(100%,520px);position:relative}.portrait-frame{aspect-ratio:.78;box-shadow:24px 28px 0 var(--ice);background:#d8e0e8;position:relative;overflow:hidden}.portrait-frame img{object-fit:cover;object-position:center top}.portrait-note{background:var(--white);flex-direction:column;min-width:245px;padding:21px 24px;display:flex;position:absolute;bottom:26px;left:-42px;box-shadow:0 12px 36px #061f4221}.portrait-note span{color:var(--blue);letter-spacing:.16em;font-size:9px;font-weight:800}.portrait-note strong{margin-top:5px;font-family:Georgia,serif;font-size:25px;font-weight:400}.proof-strip{background:var(--navy);color:#fff;grid-template-columns:repeat(4,1fr);padding:0 max(24px,50vw - 690px);display:grid}.proof-item{border-left:1px solid #ffffff26;flex-direction:column;justify-content:center;min-height:160px;padding:38px 28px;display:flex}.proof-item:last-child{border-right:1px solid #ffffff26}.proof-item strong{font-family:Georgia,serif;font-size:40px;font-weight:400}.proof-item span{color:#b6c8db;letter-spacing:.08em;text-transform:uppercase;margin-top:7px;font-size:11px}.section{width:min(1180px,100% - 48px);margin:0 auto;padding:125px 0}.intro{grid-template-columns:1.1fr .9fr;gap:clamp(55px,9vw,140px);display:grid}h2{letter-spacing:-.03em;margin:0;font-size:clamp(38px,4vw,60px);line-height:1.08}.intro-copy{padding-top:35px}.intro-copy p{color:var(--muted);margin:0 0 24px;font-size:17px;line-height:1.8}.audiences{padding-top:20px}.audiences-heading{grid-template-columns:1.05fr .95fr;align-items:end;column-gap:clamp(55px,9vw,140px);display:grid}.audiences-heading .eyebrow{grid-column:1/-1}.audiences-heading>p:last-child{color:var(--muted);margin:0;font-size:16px;line-height:1.75}.audience-grid{border-top:1px solid var(--line);border-left:1px solid var(--line);grid-template-columns:repeat(2,1fr);margin-top:65px;display:grid}.audience-card{border-right:1px solid var(--line);border-bottom:1px solid var(--line);background:#ffffff42;min-height:225px;padding:36px}.audience-card h3{margin:0 0 18px;font-family:Georgia,serif;font-size:27px;font-weight:400}.audience-card p{color:var(--muted);margin:0;font-size:15px;line-height:1.72}.operating-model{border-bottom:1px solid var(--line);justify-content:space-between;gap:32px;padding:28px 0;display:flex}.operating-model span{color:var(--blue);letter-spacing:.12em;text-transform:uppercase;font-size:11px;font-weight:800}.operating-model p{color:var(--navy);letter-spacing:.04em;text-align:right;margin:0;font-size:12px;font-weight:700}.services{background:var(--navy);color:#fff;width:100%;max-width:none;padding-left:max(24px,50vw - 590px);padding-right:max(24px,50vw - 590px)}.section-heading{max-width:800px}.service-grid{border-top:1px solid #ffffff29;border-left:1px solid #ffffff29;grid-template-columns:repeat(4,1fr);margin-top:72px;display:grid}.service-card{border-bottom:1px solid #ffffff29;border-right:1px solid #ffffff29;min-height:330px;padding:30px}.service-card>span{color:#8fb4d8;letter-spacing:.15em;font-size:11px}.service-card h3{margin:65px 0 18px;font-family:Georgia,serif;font-size:26px;font-weight:400}.service-card p{color:#b9c8d8;margin:0;font-size:14px;line-height:1.7}.service-card-link{color:#fff;letter-spacing:.09em;text-transform:uppercase;border-bottom:1px solid #6686a8;margin-top:25px;padding-bottom:5px;font-size:10px;font-weight:800;display:inline-block}.service-card-link span{color:#a9c6e5}.advisory-page{background:var(--paper);min-height:100vh}.advisory-nav{background:#fff;justify-content:space-between;align-items:center;min-height:92px;padding:18px max(24px,50vw - 590px);display:flex}.advisory-nav>a:last-child{color:var(--blue);letter-spacing:.06em;text-transform:uppercase;font-size:11px;font-weight:800}.advisory-hero{background:linear-gradient(135deg, var(--navy), #0a376c);color:#fff;padding:clamp(78px,10vw,145px) max(24px,50vw - 590px)}.advisory-hero h1{max-width:980px}.advisory-hero>p:not(.eyebrow){color:#c8d7e6;max-width:800px;margin:30px 0 36px;font-size:18px;line-height:1.75}.advisory-content{grid-template-columns:1.05fr .95fr;gap:85px 110px;width:min(1180px,100% - 48px);margin:auto;padding:105px 0;display:grid}.advisory-intro h2{margin-bottom:28px}.advisory-intro>p:last-child{color:var(--muted);font-size:17px;line-height:1.82}.advisory-focus{border-top:4px solid var(--blue);background:#fff;padding:36px;box-shadow:0 24px 60px #061f421a}.advisory-focus ul{margin:22px 0 0;padding:0;list-style:none}.advisory-focus li{border-bottom:1px solid var(--line);color:var(--muted);padding:15px 0 15px 24px;line-height:1.55;position:relative}.advisory-focus li:before{content:"✓";color:var(--blue);font-weight:800;position:absolute;left:0}.advisory-outcome{background:var(--ice);grid-column:1/-1;padding:55px}.advisory-outcome blockquote{max-width:1000px;color:var(--navy);margin:18px 0 0;font-family:Georgia,serif;font-size:clamp(27px,3vw,40px);line-height:1.35}.advisory-faq{grid-column:1/-1}.advisory-faq article{border-top:1px solid var(--line);grid-template-columns:.85fr 1.15fr;gap:60px;padding:30px 0;display:grid}.advisory-faq h2{font-size:24px}.advisory-faq article p{color:var(--muted);margin:0;line-height:1.75}.advisory-cta{background:var(--navy-2);color:#fff;text-align:center;padding:95px max(24px,50vw - 475px)}.advisory-cta h2{margin:10px 0 32px}.presentation{width:min(1240px,100% - 48px)}.presentation-heading{grid-template-columns:1.1fr .9fr;align-items:end;gap:clamp(55px,9vw,140px);display:grid}.presentation-intro p{color:var(--muted);margin:0 0 24px;font-size:16px;line-height:1.75}.deck-viewer{margin-top:62px}.deck-stage{aspect-ratio:16/9;background:#020814;position:relative;overflow:hidden;box-shadow:0 28px 65px #061f422e}.deck-stage img{object-fit:contain}.deck-controls{border-bottom:1px solid var(--line);grid-template-columns:1fr auto 1fr;align-items:center;min-height:72px;display:grid}.deck-controls button{width:fit-content;color:var(--navy);font:inherit;letter-spacing:.07em;text-transform:uppercase;cursor:pointer;background:0 0;border:0;padding:14px 0;font-size:12px;font-weight:800}.deck-controls button:last-child{justify-self:end}.deck-controls button span{color:var(--blue)}.deck-controls p{color:var(--muted);letter-spacing:.08em;margin:0;font-size:12px}.deck-controls p strong{color:var(--navy);font-size:16px}.deck-thumbnails{overscroll-behavior-inline:contain;scrollbar-color:var(--blue) var(--line);gap:12px;padding:22px 0 8px;display:flex;overflow-x:auto}.deck-thumbnails button{aspect-ratio:16/9;opacity:.58;cursor:pointer;background:#020814;border:2px solid #0000;flex:0 0 120px;padding:0;transition:opacity .2s,border-color .2s,transform .2s;position:relative}.deck-thumbnails button:hover,.deck-thumbnails button:focus-visible,.deck-thumbnails button.active{opacity:1;border-color:var(--blue);transform:translateY(-2px)}.deck-thumbnails img{object-fit:cover}.deck-thumbnails span{color:#fff;background:#020814d1;min-width:18px;padding:2px 4px;font-size:9px;position:absolute;bottom:4px;right:4px}.approach{grid-template-columns:.95fr 1.05fr;align-items:start;gap:clamp(55px,10vw,150px);display:grid}.approach-card{position:sticky;top:40px}.approach-card>p:last-child{color:var(--muted);margin:28px 0 0;font-size:16px;line-height:1.75}.steps{border-top:1px solid var(--line);margin:0;padding:0;list-style:none}.steps li{border-bottom:1px solid var(--line);grid-template-columns:60px 1fr;gap:20px;padding:34px 0;display:grid}.steps li>span{color:var(--blue);letter-spacing:.1em;font-size:11px;font-weight:700}.steps strong{font-family:Georgia,serif;font-size:24px;font-weight:400;display:block}.steps p{color:var(--muted);margin:8px 0 0;line-height:1.6}.brand-relationship{background:var(--navy);color:#fff;grid-template-columns:1.08fr .92fr;gap:clamp(55px,9vw,140px);width:100%;max-width:none;padding-left:max(24px,50vw - 590px);padding-right:max(24px,50vw - 590px);display:grid}.brand-relationship-copy p{color:#bdccdc;margin:0 0 22px;font-size:16px;line-height:1.75}.light-link{color:#fff;border-color:#6686a8;margin-top:6px;display:inline-block}.light-link span{color:#a9c6e5}.consumer-services{grid-template-columns:1.04fr .96fr;align-items:center;gap:clamp(55px,8vw,120px);width:min(1280px,100% - 48px);display:grid}.consumer-intro>p:not(.eyebrow):not(.consumer-powered){max-width:690px;color:var(--muted);font-size:16px;line-height:1.78}.consumer-intro .consumer-lede{margin-top:30px;color:var(--ink)!important;font-size:19px!important}.consumer-actions{flex-wrap:wrap;align-items:center;gap:28px;margin-top:34px;display:flex}.consumer-powered{color:var(--blue);letter-spacing:.12em;text-transform:uppercase;margin:24px 0 0;font-size:10px;font-weight:800}.consumer-guide{color:#fff;background:linear-gradient(145deg,#061f42,#0b3266);grid-template-columns:minmax(210px,.78fr) 1.22fr;align-items:center;gap:34px;min-height:610px;padding:38px;display:grid;box-shadow:0 28px 65px #061f4233}.guide-cover-frame{aspect-ratio:.77;width:100%;position:relative;overflow:hidden;transform:rotate(-1.25deg);box-shadow:0 20px 42px #00000061}.guide-cover-frame img{object-fit:cover}.guide-summary>span{color:#a9c6e5;letter-spacing:.16em;font-size:9px;font-weight:800}.guide-summary h3{margin:18px 0 7px;font-family:Georgia,serif;font-size:34px;font-weight:400}.guide-summary>p{color:#c7d6e5;margin:0;font-size:14px;line-height:1.6}.guide-summary ul{border-top:1px solid #ffffff29;margin:25px 0;padding:0;list-style:none}.guide-summary li{color:#d7e2ec;border-bottom:1px solid #ffffff24;padding:13px 0 13px 22px;font-size:12px;line-height:1.5;position:relative}.guide-summary li:before{content:"✓";color:#a9c6e5;font-weight:800;position:absolute;left:0}.guide-summary small{color:#9eb3c8;font-size:10px;line-height:1.55;display:block}.personal{padding-top:35px}.personal-heading{max-width:880px}.personal-story{columns:2;column-gap:clamp(45px,8vw,105px);margin:62px 0 72px}.personal-story p{break-inside:avoid;color:var(--muted);margin:0 0 25px;font-size:16px;line-height:1.82}.personal-gallery{grid-template-rows:repeat(2,minmax(280px,1fr)) 300px;grid-template-columns:repeat(12,1fr);gap:18px;display:grid}.personal-photo{background:var(--ice);min-height:280px;margin:0;position:relative;overflow:hidden}.personal-photo-main{grid-area:1/1/3/8;min-height:620px}.personal-photo-family{grid-area:1/8/auto/13}.personal-photo-lake{grid-area:2/8/auto/13}.personal-photo-home{grid-area:3/1/auto/13}.personal-photo img{object-fit:cover;transition:transform .45s}.personal-photo-main img{object-position:center center}.personal-photo-family img{object-position:center 26%}.personal-photo-home img{object-position:center 62%}.personal-photo:hover img{transform:scale(1.015)}.personal-photo figcaption{color:#fff;letter-spacing:.08em;text-transform:uppercase;background:linear-gradient(#0000,#03152dd1);margin:0;padding:40px 22px 18px;font-size:11px;font-weight:700;position:absolute;bottom:0;left:0;right:0}.faq{grid-template-columns:.85fr 1.15fr;align-items:start;gap:clamp(55px,9vw,135px);display:grid}.faq-heading{position:sticky;top:40px}.faq-list{border-top:1px solid var(--line)}.faq-list details{border-bottom:1px solid var(--line)}.faq-list summary{cursor:pointer;padding:28px 48px 28px 0;font-family:Georgia,serif;font-size:22px;line-height:1.3;list-style:none;position:relative}.faq-list summary::-webkit-details-marker{display:none}.faq-list summary:after{content:"+";color:var(--blue);font-family:Arial,sans-serif;font-size:24px;font-weight:300;position:absolute;top:25px;right:4px}.faq-list details[open] summary:after{content:"–"}.faq-list details p{color:var(--muted);margin:0;padding:0 40px 28px 0;font-size:15px;line-height:1.75}.documents{color:#fff;background:#081d38;width:100%;max-width:none;padding-left:max(24px,50vw - 590px);padding-right:max(24px,50vw - 590px)}.documents-heading{max-width:860px}.documents-heading>p:last-child{color:#b9c8d8;max-width:720px;margin:28px 0 0;font-size:16px;line-height:1.75}.document-grid{grid-template-columns:repeat(2,1fr);gap:20px;margin-top:60px;display:grid}.document-card{background:#ffffff09;border:1px solid #ffffff2e;padding:42px}.document-card>span{color:#8fb4d8;letter-spacing:.17em;font-size:10px;font-weight:800}.document-card h3{margin:42px 0 18px;font-family:Georgia,serif;font-size:29px;font-weight:400}.document-card p{color:#b9c8d8;max-width:500px;margin:0;font-size:14px;line-height:1.7}.document-actions{flex-wrap:wrap;gap:24px;margin-top:34px;display:flex}.document-actions a{color:#fff;letter-spacing:.08em;text-transform:uppercase;border-bottom:1px solid #fff9;padding:8px 0;font-size:11px;font-weight:800}.document-actions a:last-child{color:#a9c6e5;border-color:#54789c}.documents-note{color:#8fa6bd;margin:30px 0 0;font-size:12px}.documents-note a{color:#fff;border-bottom:1px solid #ffffff80}.quote-band{background:var(--ice);text-align:center;padding:115px max(24px,50vw - 520px)}.quote-band blockquote{color:var(--navy);margin:0 auto;font-size:clamp(32px,4vw,54px);line-height:1.18}.quote-band p{color:var(--blue);letter-spacing:.2em;margin:28px 0 0;font-size:10px;font-weight:800}.home-insights-heading{justify-content:space-between;align-items:end;gap:40px;display:flex}.home-insights-heading>div{max-width:760px}.home-insights-grid{border-top:1px solid var(--line);border-left:1px solid var(--line);grid-template-columns:repeat(3,1fr);margin-top:58px;display:grid}.home-insights-grid article{border-right:1px solid var(--line);border-bottom:1px solid var(--line);flex-direction:column;min-height:290px;padding:34px;display:flex}.home-insights-grid article>span,.insight-card>span{color:var(--blue);letter-spacing:.14em;font-size:9px;font-weight:800}.home-insights-grid h3{margin:45px 0 30px;font-family:Georgia,serif;font-size:25px;font-weight:400;line-height:1.3}.home-insights-grid article>a{color:var(--blue);letter-spacing:.08em;text-transform:uppercase;margin-top:auto;font-size:10px;font-weight:800}.insights-page,.article-page{background:var(--paper);min-height:100vh}.insights-hero,.article-hero{background:linear-gradient(135deg, var(--navy), #0a376c);color:#fff;padding:clamp(80px,10vw,145px) max(24px,50vw - 540px)}.insights-hero h1,.article-hero h1{max-width:980px}.insights-hero>p:last-child,.article-hero>p{color:#c8d7e6;max-width:800px;margin:30px 0 0;font-size:18px;line-height:1.75}.insights-grid{grid-template-columns:repeat(3,1fr);gap:22px;width:min(1180px,100% - 48px);margin:auto;padding:95px 0;display:grid}.insight-card{border-top:4px solid var(--blue);background:#fff;flex-direction:column;min-height:430px;padding:38px;display:flex;box-shadow:0 18px 48px #061f4214}.insight-card h2{margin:38px 0 22px;font-size:30px;line-height:1.22}.insight-card>p{color:var(--muted);line-height:1.7}.insight-card>div{border-top:1px solid var(--line);color:var(--blue);justify-content:space-between;gap:20px;margin-top:auto;padding-top:28px;font-size:11px;font-weight:700;display:flex}.article-hero>span{color:#9fb8d0;letter-spacing:.08em;text-transform:uppercase;margin-top:34px;font-size:11px;font-weight:700;display:block}.article-body{width:min(820px,100% - 48px);margin:auto;padding:95px 0 110px}.article-body section{margin-bottom:62px}.article-body section h2{margin-bottom:24px;font-size:clamp(30px,4vw,42px)}.article-body section p{color:var(--muted);font-family:Georgia,serif;font-size:18px;line-height:1.9}.article-body ul{background:var(--ice);margin:28px 0;padding:24px 28px 24px 52px}.article-body li{color:var(--ink);margin:11px 0;line-height:1.6}.article-note{border-left:4px solid var(--blue);background:#fff;margin:70px 0;padding:30px}.article-note strong{color:var(--navy);letter-spacing:.08em;text-transform:uppercase;font-size:12px}.article-note p{color:var(--muted);margin-bottom:0;line-height:1.65}.article-next{background:var(--ice);padding:50px}.article-next h2{margin-bottom:30px;font-size:38px}.contact{background:var(--navy-2);color:#fff;grid-template-columns:1.15fr .85fr;align-items:end;gap:clamp(55px,10vw,150px);width:100%;max-width:none;padding-left:max(24px,50vw - 590px);padding-right:max(24px,50vw - 590px);display:grid}.contact-action p{color:#c4d4e4;margin:0 0 30px;font-size:16px;line-height:1.7}.button-light{color:var(--navy);background:#fff}.contact-buttons{flex-wrap:wrap;gap:12px;display:flex}.button-outline{color:#fff;border:1px solid #ffffffb3}.contact-email{color:#dbe8f4;border-bottom:1px solid #ffffff73;margin-top:22px;padding-bottom:4px;font-size:13px;display:inline-block}.contact-label{letter-spacing:.15em;text-transform:uppercase;font-weight:800;color:#8fb4d8!important;margin:22px 0 -13px!important;font-size:9px!important}.inquiry-form{color:var(--ink);background:#fff;margin-top:38px;padding:32px;box-shadow:0 22px 55px #0003}.inquiry-form-head>span,.inquiry-success>span{color:var(--blue);letter-spacing:.15em;font-size:9px;font-weight:800}.inquiry-form-head h3,.inquiry-success h3{margin:10px 0 12px;font-family:Georgia,serif;font-size:29px;font-weight:400}.inquiry-form-head p{color:var(--muted);margin-bottom:24px;font-size:13px;line-height:1.6}.inquiry-fields{grid-template-columns:1fr 1fr;gap:15px;display:grid}.inquiry-form label,.lead-actions label{color:var(--navy);letter-spacing:.05em;text-transform:uppercase;gap:7px;margin-bottom:15px;font-size:10px;font-weight:800;display:grid}.inquiry-form input,.inquiry-form select,.inquiry-form textarea,.lead-actions input,.lead-actions select,.lead-actions textarea{border:1px solid var(--line);width:100%;color:var(--ink);text-transform:none;letter-spacing:0;background:#fbfcfd;border-radius:0;padding:12px;font:14px Arial,sans-serif}.inquiry-form textarea,.lead-actions textarea{resize:vertical;line-height:1.5}.inquiry-consent{align-items:start;line-height:1.5;text-transform:none!important;letter-spacing:0!important;grid-template-columns:auto 1fr!important;gap:10px!important;font-weight:500!important}.inquiry-consent input{width:17px;height:17px;padding:0}.inquiry-consent a{color:var(--blue);text-decoration:underline}.inquiry-form .button{background:var(--navy);color:#fff;margin-top:5px}.inquiry-form>small{color:#7a8794;margin-top:13px;line-height:1.5;display:block}.inquiry-honeypot{position:absolute;left:-9999px}.inquiry-error{font-weight:700;color:#a22!important}.inquiry-success{color:var(--ink);background:#fff;margin-top:38px;padding:34px}.inquiry-success p{color:var(--muted)!important}.inquiry-success a{color:var(--blue);font-weight:700}.advisory-admin{min-height:100vh;color:var(--ink);background:#eef2f5;padding:36px 18px 75px;font-family:Arial,sans-serif}.advisory-admin-shell{max-width:1240px;margin:auto}.advisory-admin>section{background:#fff;max-width:800px;margin:auto;padding:40px}.advisory-admin header{justify-content:space-between;align-items:end;gap:30px;display:flex}.advisory-admin header small,.advisory-admin-panel>small,.advisory-leads-head small{color:var(--blue);letter-spacing:.14em;font-size:9px;font-weight:900}.advisory-admin h1{color:var(--navy);margin:8px 0 5px;font-size:clamp(36px,5vw,58px)}.advisory-admin header p{color:var(--muted);margin:0}.advisory-admin header nav{gap:18px;display:flex}.advisory-admin header nav a{color:var(--blue);font-size:11px;font-weight:800}.advisory-admin-kpis{grid-template-columns:repeat(4,1fr);gap:14px;margin-top:30px;display:grid}.advisory-admin-kpis article{border-top:4px solid var(--blue);background:#fff;padding:24px;box-shadow:0 12px 32px #061f420f}.advisory-admin-kpis span{color:var(--muted);font-size:11px;font-weight:700}.advisory-admin-kpis b{color:var(--navy);margin:10px 0 5px;font-size:34px;display:block}.advisory-admin-kpis small{color:#7c8995}.advisory-admin-split{grid-template-columns:1fr 1fr;gap:16px;display:grid}.advisory-admin-panel{background:#fff;margin-top:18px;padding:27px}.advisory-admin-panel h2,.advisory-leads-head h2{margin:7px 0 20px;font:400 28px Georgia,serif}.admin-row{border-top:1px solid var(--line);color:var(--muted);justify-content:space-between;gap:20px;padding:13px 0;display:flex}.admin-row b{color:var(--navy)}.advisory-leads{margin-top:18px}.advisory-leads-head{background:var(--navy);color:#fff;justify-content:space-between;align-items:end;padding:27px;display:flex}.advisory-leads-head h2{margin-bottom:0}.advisory-leads-head>span{color:#b9cadd;font-size:12px}.empty-leads{color:var(--muted);background:#fff;padding:34px}.lead-card{border:1px solid var(--line);background:#fff;margin-top:14px;padding:27px}.lead-card>header{align-items:start}.lead-card>header span{color:var(--blue);letter-spacing:.08em;font-size:9px;font-weight:800}.lead-card h3{color:var(--navy);margin:7px 0 4px;font:400 25px Georgia,serif}.lead-card header p{margin:0;font-size:12px}.lead-status{background:var(--ice);color:var(--blue);letter-spacing:.06em;text-transform:uppercase;padding:8px 10px;font-size:9px}.lead-status.closed_won{color:#24653b;background:#dff2e5}.lead-status.closed_lost{color:#666;background:#eee}.lead-contact{flex-wrap:wrap;gap:10px 20px;margin:18px 0;font-size:12px;display:flex}.lead-contact a{color:var(--blue);font-weight:700}.lead-contact span{color:var(--muted)}.lead-card blockquote{color:var(--ink);background:#f7f9fb;margin:18px 0;padding:20px;font:17px/1.6 Georgia,serif}.lead-service{color:var(--muted);font-size:12px}.lead-actions{border-top:1px solid var(--line);margin-top:22px;padding-top:22px}.lead-actions>div:first-child{grid-template-columns:1fr 1fr 1fr;gap:12px;display:grid}.lead-actions button{background:var(--navy);color:#fff;cursor:pointer;border:0;padding:11px 15px;font-weight:800}.lead-saved{color:#287048;margin-left:12px;font-size:12px;font-weight:800}.lead-error{color:#a22;margin-left:12px;font-size:12px;font-weight:800}@media (width<=900px){.advisory-admin-kpis{grid-template-columns:repeat(2,1fr)}.advisory-admin-split{grid-template-columns:1fr}}footer{color:#98abc0;background:#03152d;grid-template-columns:1fr auto 1fr;align-items:center;gap:30px;min-height:120px;padding:24px max(24px,50vw - 690px);font-size:11px;display:grid}.footer-brand{color:#fff}.footer-links{text-align:center;flex-direction:column;gap:8px;display:flex}footer p:last-child{justify-self:end}.legal-page{background:linear-gradient(145deg, var(--navy), var(--navy-2));min-height:100vh;padding:28px}.legal-nav{color:#fff;justify-content:space-between;align-items:center;width:min(980px,100%);margin:0 auto 24px;display:flex}.legal-nav>a:last-child{color:#c9dcf0;font-size:12px;font-weight:700}.legal-card{background:#fff;width:min(900px,100%);margin:auto;padding:56px;box-shadow:0 28px 80px #0000004d}.legal-card h1{max-width:none;color:var(--navy);margin:0;font-size:clamp(42px,6vw,68px)}.legal-card h2{color:var(--navy);margin:34px 0 8px;font-family:Georgia,serif;font-size:22px;font-weight:400}.legal-card p{color:var(--muted);font-size:15px;line-height:1.75}.legal-card a{color:var(--blue);font-weight:700}.legal-updated{border-bottom:1px solid var(--line);margin-top:12px;padding-bottom:24px;font-size:12px!important}@media (width<=960px){.site-header{grid-template-columns:1fr auto}nav{display:none}.hero{grid-template-columns:1fr;padding-top:75px}.portrait-wrap{justify-self:center;width:min(82%,520px)}.proof-strip{grid-template-columns:repeat(2,1fr)}.proof-item:nth-child(2){border-right:1px solid #ffffff26}.intro,.approach,.contact,.presentation-heading,.audiences-heading,.brand-relationship,.consumer-services,.faq{grid-template-columns:1fr}.consumer-guide{grid-template-columns:minmax(220px,340px) 1fr;min-height:auto}.personal-story{columns:1}.audiences-heading .eyebrow{grid-column:auto}.audiences-heading>p:last-child{margin-top:28px}.document-grid{grid-template-columns:1fr}.intro-copy{padding-top:0}.service-grid{grid-template-columns:repeat(2,1fr)}.operating-model{flex-direction:column;align-items:flex-start}.operating-model p{text-align:left}.approach-card,.faq-heading{position:static}.home-insights-grid,.insights-grid{grid-template-columns:1fr}.advisory-content{grid-template-columns:1fr;gap:55px}.advisory-outcome,.advisory-faq{grid-column:auto}}@media (width<=600px){.legal-page{padding:14px}.legal-nav{align-items:flex-start;gap:18px}.legal-nav>a:last-child{text-align:right;max-width:90px}.legal-card{padding:36px 22px}}@media (width<=620px){.inquiry-form{padding:27px 20px}.inquiry-fields{grid-template-columns:1fr}.advisory-admin header{flex-direction:column;align-items:flex-start}.advisory-admin-kpis{grid-template-columns:1fr}.lead-card{padding:22px 18px}.lead-card>header{gap:14px}.lead-actions>div:first-child{grid-template-columns:1fr}.home-insights-heading{flex-direction:column;align-items:flex-start}.home-insights-grid{margin-top:42px}.home-insights-grid article{min-height:250px;padding:28px 24px}.insights-grid{width:calc(100% - 32px);padding:70px 0}.insight-card{min-height:auto;padding:30px 24px}.insights-hero h1,.article-hero h1{font-size:45px}.article-body{width:calc(100% - 32px);padding:72px 0}.article-body section p{font-size:17px}.article-next{padding:32px 24px}.advisory-nav{gap:18px;min-height:78px}.advisory-nav>a:last-child{text-align:right;max-width:120px}.advisory-hero{padding-top:78px;padding-bottom:80px}.advisory-hero h1{font-size:45px}.advisory-content{width:calc(100% - 32px);padding:76px 0}.advisory-focus,.advisory-outcome{padding:30px 24px}.advisory-faq article{grid-template-columns:1fr;gap:12px}.site-header{width:calc(100% - 32px);min-height:74px}.brand-mark{width:44px;height:44px}.brand strong{font-size:15px}.header-cta{font-size:9px}.hero,.section{width:calc(100% - 32px)}.hero{min-height:auto;padding:60px 0 70px}h1{font-size:49px}.hero-lede{font-size:16px}.hero-actions{flex-direction:column;align-items:flex-start;gap:12px}.portrait-wrap{width:calc(100% - 20px)}.portrait-note{bottom:18px;left:-10px}.proof-strip{padding:0}.proof-item{min-height:130px;padding:26px 20px}.proof-item strong{font-size:32px}.section{padding:82px 0}.services,.documents,.contact,.brand-relationship{width:100%;padding-left:16px;padding-right:16px}.service-grid{grid-template-columns:1fr;margin-top:50px}.audience-grid{grid-template-columns:1fr;margin-top:45px}.audience-card{min-height:auto;padding:30px 24px}.service-card{min-height:auto}.service-card h3{margin-top:38px}.consumer-services{width:calc(100% - 32px)}.consumer-actions{flex-direction:column;align-items:flex-start;gap:14px}.consumer-guide{grid-template-columns:1fr;gap:32px;padding:24px}.guide-cover-frame{justify-self:center;width:min(82%,340px)}.presentation{width:calc(100% - 32px)}.deck-viewer{margin-top:42px}.deck-controls{min-height:62px}.deck-thumbnails button{flex-basis:96px}.contact-buttons{flex-direction:column;align-items:stretch}.contact-buttons .button{width:100%}.contact-email{overflow-wrap:anywhere;font-size:12px}.document-grid{margin-top:42px}.personal-gallery{grid-template-rows:none;grid-template-columns:1fr}.personal-photo,.personal-photo-main,.personal-photo-family,.personal-photo-lake,.personal-photo-home{grid-area:auto;min-height:390px}.document-card{padding:30px 24px}.document-card h3{margin-top:30px;font-size:25px}.document-actions{flex-direction:column;align-items:flex-start;gap:12px}.quote-band{padding:82px 20px}footer{grid-template-columns:1fr;padding:35px 20px}footer p{margin:0}.footer-links{text-align:left}footer p:last-child{justify-self:start}}@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{transition:none!important}}